Capital for Professional Real Estate Investors

Built for Consistent Execution.
Designed to Scale with You.

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Disciplined Capital That Performs Across Deals,
Markets, and Cycles

Real estate investing requires capital that supports the pace, complexity, and the discipline of your operating model. We provide financing solutions for residential real estate investors across acquisition, renovation, stabilization, and new construction — grounded in practical lending experience in the disciplined four-decade of a coastal national platform.

Our Foundation

Backed By a Platform Built for Scale

Planet's broader platform brings capital that's specific the pace, complexity, and track record across multiple market cycles. That foundation supports how capital is deployed — bringing consistency not just in structure, but in execution over time.

Programs

Real estate investing isn't a series of unrelated transactions — it's a system.

We provide financing solutions designed to support the full lifecycle, so your execution strategies aligned to acquisition, rehabilitation, and new construction can stabilize a rental portfolio, each solution is built to work together — reinforcing consistency as your portfolio grows.

Fix & Flip

Execute value-add strategies with financing aligned to acquisition, renovation, and exit.

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Ground-Up Construction

Capital structured to support residential development from lot to occupation.

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DSCR Rental

Scale your portfolio based on property performance and cash flow.

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Bridge

Short-term financing for transitional assets and deals with complexity.

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Execution
Without Tradeoffs

Speed matters — but not at the expense of consistency. Planet is built to deliver efficient execution backed by a disciplined understanding of investments and capital performance results across every deal.

The Planet Advantage

National Expertise, Applied Locally

Real estate strategies don't translate evenly across markets — and neither should capital. Operating across 48 states, we pair national scale with on-the-ground expertise, bringing a precise understanding of local dynamics — from pricing and demand shifts to regulators and construction nuances.

Planet Capital US lending map
WHERE WE LEND NOT CURRENTLY LENDING

We Start With Strategy.
Not a Loan.

Every real estate venture is under portfolio strategy. We begin by understanding how you operate — what you're solving for, where capital needs to perform. From there, we determine alignment and next steps. If you're finalizing a lending partner, not just seeking financing for a single deal — let's talk.

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Planet Capital
"After a thorough search and many recommendations, I decided to go with Planet for my projects. From day one I could tell they understood my business and have been instrumental in scaling my portfolio."
– Richard, Austin, TX
Featured Projects
$789kHouston, TX
$375kFix & Flip · Happy Valley, OR
$1.9MDSCR Rental · Folly Beach, SC